Clarity before you commit
The rate, the fee and the amount that lands are all on screen before you confirm a transfer.
Our story
Built for money that crosses borders
FTFT Pay exists to make international money movement fast, fair and understandable.
Our mission
Make sending money across borders as clear as sending it across town
FTFT Pay is the consumer money transfer service of FTFT Finance UK Ltd. We build for the moment that matters most: money leaving one country and arriving where it is needed, at a price and a time you were told up front.
Cross-border payments have long been priced in ways that are hard to compare — a rate that quietly carries a margin, a fee that appears at the end, a delivery time that turns out to be a range. We take the opposite approach: one screen that shows the live rate, the fee and the exact amount your recipient receives before you send a penny.
From our head office in Potters Bar, just outside London, we serve people sending to family, paying suppliers and supporting businesses in more than 130 countries — with payouts to bank accounts, mobile wallets and cash pickup partners, and support from a team that understands the corridor you are sending on.
50K+
Customers worldwide
Sending across our corridors
130+
Countries served
Across our payout network
Mins
Avg. delivery time
To major corridors once payment clears
4.8★
Customer rating
From customers who send with us regularly
Why FTFT
The principles behind every transfer
Built around real corridors
We design for the routes people actually send on, with payout options that suit each market.
Regulated foundations
FTFT Finance UK Ltd operates under UK regulatory oversight, with customer funds safeguarded.
Support from people
Help from a team that understands cross-border payments, not a scripted queue.
Our group
Backed by a Nasdaq-listed fintech group
FTFT PAY is operated by FTFT Finance UK Ltd, part of Future FinTech Group Inc. (NASDAQ: FTFT) — a comprehensive financial and digital technology service provider operating across financial services, payments & money transfer, and blockchain technologies.
Nasdaq-listed
Publicly traded on Nasdaq under ticker FTFT. SEC-registered reporting issuer (File No. 001-34502) filing 10-K, 10-Q and 8-K on EDGAR.
Global footprint
Subsidiaries and partners across the US, UK, Hong Kong and mainland China supporting remittance corridors in Asia, Africa and the Americas.
Three business pillars
Financial services, payments & money transfer, and blockchain technologies — combined to power faster, cheaper cross-border money movement.
Group licences & registrations
SEC-registered issuer (USA)
Future FinTech Group Inc. is registered with the U.S. Securities and Exchange Commission and files periodic reports on EDGAR. Commission File No. 001-34502. Listed on the Nasdaq Capital Market under symbol FTFT.
FCA-authorised (United Kingdom)
FTFT Finance UK Ltd is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution (FRN 805666) to provide money remittance services.
Hong Kong SFC licences
Through its subsidiary Future International Securities and Futures Limited, the group holds Hong Kong Securities and Futures Commission licences for regulated activities including Type 1 (dealing in securities), Type 4 (advising on securities) and Type 9 (asset management).
Hong Kong VASP application
Future International Securities and Futures Limited has formally applied for a Virtual Asset Service Provider (VASP) licence with the Hong Kong SFC to operate regulated virtual-asset trading services.
US money services footprint
Group affiliates operate payment and digital-asset services in the United States in line with applicable federal and state requirements.
Licences are held by the named subsidiaries of Future FinTech Group Inc. FTFT PAY services in the UK are provided by FTFT Finance UK Ltd under FRN 805666.
Team
The team behind FTFT Pay
A small, focused team covering the three things that decide whether a transfer goes well: the partners who move the money, the banking operations behind it, and the person who picks up when you need help.
Partnerships
Partnerships
Builds and manages the payout, banking and agent relationships behind every corridor, so money lands through the right local rails at the right price.
Client Manager
Client Manager
Looks after customers and business senders end to end — onboarding, first transfer, and anything that needs a person rather than a form.
Banking Specialist
Banking Specialist
Owns settlement, treasury and payment operations with our banking partners, keeping funds safeguarded and transfers moving on schedule.
Come build global payments with us
We are always interested in people who care about payments, compliance and customer experience. Open roles are listed as they are confirmed.