Fast delivery
Many transfers arrive within minutes; the rest typically land in 1-2 business days depending on the corridor and payout method.
Send money worldwidewithout the guesswork
FTFT Pay delivers transfers to 130+ countries at live exchange rates, with the fee locked in before you press send and tracking from first tap to final payout.
130+
Countries reachable
Payouts to bank accounts, wallets and cash pickup partners.
40+
Currencies supported
Live mid-market rates with fees shown before you confirm.
Minutes
Average delivery time
To major corridors once your payment clears.
- GBPUnited Kingdom
- EUREurozone
- USDUnited States
- NGNNigeria
- INRIndia
- PHPPhilippines
- GHSGhana
- KESKenya
- PKRPakistan
- BDTBangladesh
- ZARSouth Africa
- AEDUAE
- CADCanada
- AUDAustralia
- BRLBrazil
- MXNMexico
- JPYJapan
- TRYTürkiye
Rate calculator
See exactly what lands, before you send
Pick a currency and a destination, enter an amount, and FTFT Pay shows the rate, the fee and the amount your recipient receives — with nothing added behind the scenes.
Send money to any country
Loading rate- Indicative rate
- Transfer fee
- Estimated delivery
Live mid-market rates. Rates are indicative, refresh every minute and are confirmed at the moment you pay. Fees vary by payment and payout method.
How FTFT Pay works
Three steps from your account to theirs
No branch visits, no paperwork trail and no surprises at the other end.
01Set up your transfer
Create your FTFT Pay account, add your recipient's details and enter the amount you want to send.
02Lock the rate and pay
See the live exchange rate and the exact fee before you confirm, then pay by card or bank transfer.
03Your recipient gets paid
We pay out to their bank account, mobile wallet or cash pickup point and keep you both updated until it lands.
Why FTFT Pay
Built for people sending money home
Competitive rates
Live exchange rates on every transfer, shown clearly before you confirm.
130+ countries
Send across our global corridors in 40+ currencies from one account.
Transparent fees
One upfront fee and the amount your recipient receives. No hidden charges.
Flexible payout options
Pay out to bank accounts, mobile wallets or cash pickup partners.
Regulated and secure
FTFT Finance UK Ltd operates under UK regulatory oversight, with your funds safeguarded.
Tracking and alerts
Follow every transfer from payment to payout with status updates as it moves.
Send from anywhere
Start a transfer on your phone or desktop in a few taps, any time of day.
Trust and safety
Why customers trust FTFT Pay
Hear from people and businesses who use FTFT Pay to move money across borders.
I send money to my family in Nigeria every month and FTFT Pay makes it simple. The rate is shown upfront, the fees are low, and the money arrives the same day.
Regulatory and security — FTFT Finance UK Ltd
FTFT Pay is a trading brand of FTFT Finance UK Limited, authorised by the FCA under the Payment Services Regulations (FRN: 805666). Registered in England and Wales. Company number 16399754. Registered Office: Horizon House, 136B Darkes Lane, Potters Bar, London EN6 1AF, United Kingdom.
FCA registration
Authorised by the FCA under the Payment Services Regulations. FRN: 805666.
HMRC / AML supervision
Anti-money laundering controls and compliance checks on every transfer.
Encryption in transit and at rest
Bank-grade TLS encryption protects your data and transactions.
Safeguarded customer funds
Customer funds are held separately from our own operating accounts.
Corridors and coverage
130+ countries, paid out the way they prefer
Bank accounts, mobile money wallets and cash collection, backed by a global network of licensed partners. Most popular corridors land within minutes.
- NigeriaMinutes
- IndiaMinutes
- GhanaMinutes
- KenyaMinutes
- PhilippinesSame day
- PakistanSame day
- BangladeshSame day
- South AfricaSame day
- MexicoMinutes
- BrazilSame day
- TurkeySame day
- VietnamSame day
Mobile appYour money moves
Your money moves
with the FTFT Pay app.
Send money to anyone, from anywhere, with the FTFT Pay mobile app. Coming soon to iOS and Android.
Download on theApp StoreGet it onGoogle Play
Both apps are in final testing — the badges go live the moment they're published.
- Real-time notifications
- Biometric login
- Track every transfer
FTFT Pay
You send
£100.00
Recipient gets
37,131 PKR
PKR
INR
PHP
Illustrative rate — live rates shown in the app.